GST on Real Estate 2026: All You Need to Know
Buying a home is one of the biggest financial decisions in life, and taxes play a major role in the final cost of a property. As we move into 2026, many buyers and investors are still confused about how GST on real estate works in India, what they need to pay, and where GST does not apply. Although GST was introduced several years ago, questions around under-construction property, ready-to-move homes, affordable housing, and input tax credit continue to create confusion. This blog explains GST on real estate in a clear and practical way , so you know exactly what to expect in 2026. What Is GST in Real Estate? GST (Goods and Services Tax) is a single indirect tax applied on the supply of goods and services. In real estate, GST mainly applies to under-construction properties because they are treated as a supply of service. Completed or ready-to-move-in properties, where a completion certificate has been issued, are not considered a service under GST and therefore usually do not att...