The Everyday Guide to Personal Finance: Side Hustles, Saving & Starting Small
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1. Reframe Your Money Mindset Before getting into the nuts and bolts, here’s something to ponder: money isn’t the enemy. It’s a tool that lets you regain energy, freedom, and choices in life. So, today, we’re turning budgeting from “ugh, chores” into “hey, let’s flex that power.” Try this: the next time you check your bank app, ask yourself: “What would make me feel lighter, a savings buffer or a guilt-free splurge?” That tiny shift in how you frame the question can rewireThe Everyday Guide to Personal Finance : Side Hustles, Saving & Starting Small your habits. 2. Smart Budgeting Tips That Don’t Suck Forget rigid spreadsheets or cutting out your daily masala chai. Here are three low-pressure ways to build a budget that actually works: The 50/30/20 rule Just sketch it: 50% essentials, 30% what-you-love, 20% savings. Think of it like a pie chart on a napkin, if that’s easier. The “pay yourself first” hack. Treat savings as an expense: move ₹500 (or whatever you can swi...