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RBI Keeps Interest Rates Unchanged, Bringing EMI Stability for Homebuyers

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When the Reserve Bank of India (RBI) announces its monetary policy decisions, the headlines often sound technical and distant from everyday life. Words like “repo rate,” “inflation outlook,” and “monetary stance” dominate financial discussions. But for millions of Indian families, the meaning becomes very simple and very personal. They want to know one thing: Will my home loan EMI change? With the RBI deciding to keep interest rates unchanged, the immediate answer is reassuring. Home loan EMIs remain stable. There is no sudden increase in monthly payments. There is no immediate pressure on household budgets. And in a time when prices of many essential items continue to fluctuate, this kind of stability feels comforting. For existing borrowers and for people planning to buy their first home, this decision carries meaningful implications. It provides clarity in financial planning and supports steady confidence in the housing market. Let us understand in simple and humanized terms what t...
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Top Real Estate Hotspots in Greater Noida to Watch in 2026

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 The real estate market in Greater Noida is entering a decisive growth phase. With rapid infrastructure development, expanding metro connectivity, and rising end-user demand, Greater Noida is no longer just an affordable alternative to Noida—it’s becoming a destination in its own right. As we move closer to 2026, certain micro-markets within Greater Noida are standing out for capital appreciation, rental demand, and livability . Whether you are an investor, a first-time homebuyer, or planning long-term wealth creation, understanding these hotspots can help you make smarter decisions. Why Greater Noida Is a Strong Real Estate Bet for 2026 Several structural factors are driving sustained growth in Greater Noida: Strategic connectivity via Noida–Greater Noida Expressway , Yamuna Expressway, and upcoming metro extensions Proximity to IT hubs, educational institutions, and industrial zones Planned sectors with wider roads, green belts, and lower congestion Relatively affordable propert...
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Location: Greater Noida, Uttar Pradesh, India
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Oberoi Realty Dismisses Slowdown Concerns, Gears Up for Gurugram Launch

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The Indian real estate market has recently seen mixed signals, with several developers flagging signs of demand moderation in select regions. However, Oberoi Realty has taken a notably confident stance, dismissing concerns of a broad housing slowdown and announcing preparations for its much-anticipated entry into Gurugram , one of NCR’s most competitive real estate markets. This move highlights a growing trend in Indian real estate: demand is no longer uniform, but sharply location- and product-specific . No Broad Slowdown, Says Oberoi Realty Addressing market speculation, Oberoi Realty’s leadership clarified that the company is not witnessing a generalized slowdown in housing demand . According to the developer, any softness seen in the market is limited to specific micro-markets, price brackets, or poorly differentiated projects. In fact, Oberoi Realty continues to report healthy traction in its Mumbai suburban projects , particularly in areas like Goregaon and Borivali, where pr...
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Location: Gurugram, Haryana, India
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Godrej Properties Sells Over 600 Plots Worth ₹1,000+ Crore in Panipat, Haryana

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Panipat real estate has witnessed a major boost as Godrej Properties Ltd (GPL) announced the sale of over 600 residential plots worth more than ₹1,000 crore at its newly launched plotted development project, Evora Estate , located in Sector 40, Panipat, Haryana . The Mumbai-based listed real estate developer made the announcement on February 3 , highlighting the strong demand for premium plotted developments in emerging North Indian markets. Godrej Evora Estate Panipat: Key Project Highlights According to the company, over 600 plots spanning around 8 lakh square feet of saleable area have been sold since the project’s launch in December 2025 . This achievement marks: Godrej Properties’ first project in Panipat The most successful plotted development launch in GPL’s history in terms of sales value A strong signal of growing buyer confidence in Tier-II cities Evora Estate is strategically positioned on NH-44A , one of the key arterial highways connecting Panipat with ...
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Location: Panipat, Haryana, India
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Hidden Charges in Home Loans You Must Know Before Applying

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 A home loan helps turn your dream of owning a house into reality. But while most borrowers focus only on interest rates, many forget to check the hidden charges in home loans that quietly increase the total cost of borrowing. These charges may seem small at first, but over a long tenure, they can significantly impact your finances. This blog explains all major hidden home loan charges , how they work, and how you can avoid paying more than necessary. Why Hidden Home Loan Charges Matter Banks and housing finance companies advertise attractive interest rates, but the true cost of a home loan goes beyond EMIs. Charges like processing fees, legal costs, and conversion fees often remain unnoticed until you are already committed. Understanding these costs helps you: Compare home loan offers accurately Plan your finances better Avoid unpleasant surprises later Common Hidden Charges in Home Loans (At a Glance) Type of Charge What It Means When It Is Charged Processing Fe...
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Interest Rate Ripples: HDFC Hikes Lending Rate by 0.05% — What It Means for Home Buyers, Borrowers, and the Real Estate Market in 2026

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When a major lender like HDFC announces even a small increase in its lending rate, it may appear minor at first glance. After all, 0.05% sounds like a tiny number. It feels almost negligible in daily life. But in the world of home loans — where commitments stretch across 20 to 30 years — even such a small change can create noticeable ripples. Interest rates are not just numbers printed in financial newspapers. They directly affect millions of families paying monthly EMIs. They influence new home buyers deciding whether to invest. They impact developers planning new projects. They shape the overall mood of the housing market. In 2026, when financial markets are navigating inflation pressures, economic growth adjustments, and global uncertainties, HDFC’s decision to hike lending rates by 0.05% reflects a larger economic story. To truly understand its impact, we must look beyond the headline and explore how this seemingly small change affects borrowers, the housing market, and financial p...
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Location: India
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Possession Delay in Real Estate: Understanding the Problem, Your Rights, and Practical Solutions

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Buying a home is one of the biggest dreams in a person’s life. For many families, it represents years of savings, emotional planning, and hopes for a secure future. When you book a property, you imagine the day you will finally receive the keys, step into your new home, and start a new chapter. Unfortunately, for thousands of homebuyers in India, this dream turns into stress and frustration due to possession delay in real estate projects . Possession delay is one of the most common and painful issues faced by property buyers today. Projects get delayed by months or even years, while buyers continue paying EMIs, rent, and maintenance costs without enjoying the home they paid for. This blog explains the issue of possession delay in a simple, humanized way, helps you understand why it happens, what your legal rights are, and how platforms like TYTIL.com can support buyers with clarity and confidence. What Is Possession Delay in Real Estate? Possession delay happens when a builder or dev...
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Location: India
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