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Showing posts with the label Home Buying Tips

GST on Real Estate 2026: All You Need to Know

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Buying a home is one of the biggest financial decisions in life, and taxes play a major role in the final cost of a property. As we move into 2026, many buyers and investors are still confused about how GST on real estate works in India, what they need to pay, and where GST does not apply. Although GST was introduced several years ago, questions around under-construction property, ready-to-move homes, affordable housing, and input tax credit continue to create confusion. This blog explains GST on real estate in a clear and practical way , so you know exactly what to expect in 2026. What Is GST in Real Estate? GST (Goods and Services Tax) is a single indirect tax applied on the supply of goods and services. In real estate, GST mainly applies to under-construction properties because they are treated as a supply of service. Completed or ready-to-move-in properties, where a completion certificate has been issued, are not considered a service under GST and therefore usually do not att...

What is the Difference Between a Flat and an Independent House? 10 Key Differences

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When it comes to buying a home in India, one of the biggest decisions people face is choosing between a flat (apartment) and an independent house . Both offer a place to call your own, but the experience of living in each is completely different. Your choice can shape your lifestyle, expenses, privacy, and even your long-term investment goals. For most homebuyers, the dilemma isn’t just about price — it’s about what kind of life they want to live. A flat offers convenience and community, while an independent house brings freedom and space. Let’s explore these differences in depth to help you understand which one might be the right fit for you and your family.  Understanding Flats (Apartments) A flat , also known as an apartment, is a residential unit within a multi-story building. It is one of many homes in the same structure, sharing walls, facilities, and spaces with other residents. Flats are often built by real estate developers who sell individual units to buyers. Living...

Top 10 Issues That Will Impact Real Estate in 2025

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  If you’ve been keeping an eye on the real estate world lately, you probably feel like the ground beneath your feet is constantly shifting. And honestly? You’re not wrong. We’re heading into 2025 with more questions than answers. Home prices are still high, interest rates won’t budge easily, and people are reevaluating what “home” even means. Whether you're a first-time buyer, an investor, or just curious about where things are headed, here are 10 real issues that are likely to shape the real estate market over the next 12 months. 1. Interest Rates Are Still the Boss You can’t talk about real estate right now without bringing up interest rates. They’ve been hovering at uncomfortable levels for a while, and while there's talk about cuts, nothing’s guaranteed. Until something changes, many buyers are staying put, and sellers with low fixed rates aren’t in a rush to list. It’s a bit of a standoff. 2. Affordability Is Still Out of Reach for Many Let’s be honest homeownership just...